I don't like your sarcasm, however when I received my car the car was barely running, engine light on. Painted a completely different color. Completely different rims, spoiler gone as I assume it had been changed. So that was additional money out of my pocket not covered by insurance. So your comment is false! These lights fall if the wind blows too hard, come on be real. I got caught in a tornado a few days ago and it completely ripped my car to shreds, does insurance cover that? If you are more worried about the light poles and traffic lights then that needs to be like taxes not car insurance which is suppose to insure your...car from damages by you and others. Insurance is not what you make of it in this city and my post was a suggestion.